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How Long Can You Stay in Your Home After You Stop Paying the Mortgage? What Is Reverse Mortgage for Home Purchase Program A Home Equity Conversion Mortgage (HECM) for Purchase is a reverse mortgage that allows seniors, age 62 or older, to purchase a new principal residence using loan proceeds from the reverse mortgage. real estate professionals who are interested in learning more about HECM for Purchase can download free resources from NRMLAonline.orgIf you are in desperate financial condition, you may benefit more by taking your time, saving your money while staying in the house "for free", and see what the bank comes up with. We have been in our house without making a payment for 20 months so far and nothing has been done.Florida Offers Mortgage Aid, But Homeowners Must Act Fast But a bipartisan effort is already underway in Congress led by Senators Charles Schumer, D-New York, and Marco Rubio, R-Florida, to provide more aid to the embattled. Management and Economic.

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